Retirement Planning
Planning for retirement used to be synonymous with taking out a pension plan or joining your employer's scheme. Changes in legislation and the evolution of the ISA together with dramatic increases in the value of our homes mean that the good old fashioned pension plan has simply become one of a variety of building blocks.
Retirement plans have two distinct phases:
* The building, over time, of sufficient assets to provide a comfortable and happy retirement.
* The most efficient use of assets when the day arrives.
Retirement planning is a specialism and RVW WealthCare has a wealth of experience of helping clients structure their arrangements.
For clients working towards retirement we offer a Retirement Planning Review Service. The review will help you answer such frequently asked questions as:
* Am I doing enough?
* Are my existing pension plans working efficiently for me?
* Should I consolidate the various plans that I have acquired?
* What other savings arrangements are appropriate?
Our Retirement Choice Analysis is designed to help those at or approaching retirement:
* How much income can I expect?
* What options do I have?
* How do I structure my benefits?
* What happens when I die?
Wherever you are on your retirement journey some expert advice will always help.
The value of your investment or pension can fall as well as rise and you may not get back the original amount invested.